When you file a home insurance claim, it’s helpful to understand how the claim works from start to finish, including the role of the deductible. The team at Guy Hurley McNeil servicing Rochester Hills, MI can help you understand the deductible and how it works. In fact, we can help you throughout the claim process, and if you run into trouble with your insurance company, we can help with that too. Our insurance team is here to make the claim easier to manage. Have questions? We have answers. Here’s what you need to know about home insurance deductibles. <\/p>\n
A home insurance deductible is an amount that you are expected to pay toward the repairs or expenses relating to a home insurance claim. Typical home insurance deductibles are about $500 to $1,000. For example, if your home is damaged in a fire, the contractor repairing your house may charge $30,000 to repair your home. You will be expected to pay the amount of your deductible, and your home insurance company can pay the remaining amount up to the coverage limit on your policy. <\/p>\n
Your home insurance company may charge a higher premium for a lower deductible. If you want to reduce your home insurance premium, you may be able to get a lower premium if you agree to pay a higher deductible. <\/p>\n
Do you want a lower home insurance premium? The insurance professionals at Guy Hurley McNeil servicing Rochester Hills, MI may be able to help with this by shopping around. We work with many insurance companies and can help you find a policy that works for your needs and budget. Call today. <\/p>\n","protected":false},"excerpt":{"rendered":"
When you file a home insurance claim, it’s helpful to understand how the claim works from start to finish, including the role of the deductible. The team at Guy Hurley McNeil servicing Rochester Hills, MI can help you understand the deductible and how it works. In fact, we can help you throughout the claim process, and […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6,17,18,8,7],"class_list":["post-210","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-guy-hurley-mcneil","tag-home","tag-insurance","tag-mi","tag-rochester-hills"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t