{"id":86,"date":"2021-06-30T04:00:00","date_gmt":"2021-06-30T10:00:00","guid":{"rendered":"https:\/\/www.ghmins.com\/blog\/?p=86"},"modified":"2021-06-30T15:34:54","modified_gmt":"2021-06-30T21:34:54","slug":"changes-coming-to-auto-insurance-what-you-should-know","status":"publish","type":"post","link":"https:\/\/www.ghmins.com\/blog\/changes-coming-to-auto-insurance-what-you-should-know\/","title":{"rendered":"Changes Coming To Auto Insurance: What You Should Know"},"content":{"rendered":"<p>If you are a Michigan driver, you may have heard of the Michigan Auto Insurance Reform. This is a new law that went into effect in July 2020. Understanding these new auto insurance laws is essential to your safety and your auto insurance budget. At Guy Hurley McNeil, serving Rochester Hills, MI,&nbsp;we want to help you make good insurance choices. Keep reading to learn more about Michigan Auto Insurance Reform and how it can affect you.&nbsp;<\/p>\n<p><strong>What Is The Michigan Auto Insurance Reform?<\/strong><\/p>\n<p>The reform is a set of new laws in place governing auto insurance in Michigan. The part of the reform which will most affect your insurance budget, however, is the No-Fault Insurance Reform Law. This law makes it mandatory for drivers to carry no-fault insurance but allows for great flexibility. Under this law, drivers can choose from four levels of PIP coverage.<\/p>\n<p><strong>Why Is This Changing?<\/strong><\/p>\n<p>In the past, Michigan required that all drivers carry unlimited personal injury protection insurance or PIP. Over the years, this requirement made insurance costs rise higher and higher, making Michigan auto insurance rates the 4th highest in the country.&nbsp;<\/p>\n<p>Under the new law, individuals will have the right to choose levels of PIP insurance. Unlimited coverage is still available, but for those who do not wish to carry unlimited coverage, you will be able to choose a less expensive package. This can help you save on your personal auto insurance, and over time it can help to bring auto insurance costs down in general as well.&nbsp;<\/p>\n<p>If you would like to learn more about these important changes, please contact us at Guy Hurley McNeil, serving Rochester Hills, MI.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are a Michigan driver, you may have heard of the Michigan Auto Insurance Reform. This is a new law that went into effect in July 2020. Understanding these new auto insurance laws is essential to your safety and your auto insurance budget. At Guy Hurley McNeil, serving Rochester Hills, MI,&nbsp;we want to help [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[6,5],"class_list":["post-86","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-guy-hurley-mcneil","tag-rochester-hills-mi"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.ghmins.com\/blog\/changes-coming-to-auto-insurance-what-you-should-know\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog 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