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McNeil Agency, Inc.

5730 Bella Rosa Blvd Ste 300
Clarkston, MI 48348

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Classic Car Insurance in Michigan

If you're among the fortunate people to own a classic car, you know that it's an investment that will continue to appreciate. From time to time, you'll pull it out of the garage and onto the road. Therefore, it will need an insurance policy for protection.

What's a Classic Car?

Although it takes more than the age to qualify a car as a classic, in Michigan, a vehicle is a classic car if it has lasted 15 years or more. It's a second car that's operational, but it's parked in your garage most of the time meaning you drive it less and usually for pleasure or leisure. Contact our agents for the full details.

Classic Car Insurance Differs From the Standard Auto Insurance

In Michigan, classic car insurance is different from the conventional vehicle insurance. That's because antique cars do not depreciate.

As such, an insurance company will insure it for far less compared to a regular auto policy since it is driven far less in a year. In most cases, the cost of the premium for a classic car will be a fraction of the policy premium for maintaining a standard car on the road.

In the calculation of the policy premiums for a classic car, an insurance agency like McNeil Agency, Inc. uses a different approach. The policy coverage is usually based on the agreed value as opposed to the actual cash value. You and the insurance agency will need to decide on how much premiums you'll pay for your car.

Insure Your Classic Car with McNeil Agency, Inc. Insurance Agency

Do you own a classic car in or around Rochester Hills, MI? McNeil Agency, Inc. will help insure it. For a classic car insurance quote, visit our offices in Rochester Hills, MI. If you live elsewhere in Michigan, reach out to us by phone to speak with an agent and get a quote.

Why work with us?

Featured Commercial Insurance

Looking for a dependable and trustworthy insurance agency? Northern Oakland & Macomb County residents rely on the McNeil Agency, Inc. We've been helping residents of the local communities since 1950. Our agents are all members of the community so we understand the local marketplace. We represent several outstanding insurance companies which allows us to tailor an insurance policy to your specific needs.

Servicing these States

  • Michigan