Insurance for Uber and Lyft Drivers

Navigating Rideshare Insurance

Typical auto insurance policies often fall short of protecting drivers engaged with rideshare companies like Uber and Lyft. At Guy Hurley McNeil agency, we specialize in familiarizing rideshare drivers with policies crafted specifically for their needs.

Considerations for Rideshare Insurance Coverage

Rideshare drivers should contemplate including liability coverage, which covers damages where the driver is at fault, comprehensive and collision insurance that pays for vehicle damages irrespective of fault, and uninsured/underinsured motorist coverage for situations where the other driver lacks adequate insurance.

Risks of Rideshare Driving and Available Coverage

Conventional insurance often does not bridge the gap between personal and commercial auto insurance. Rideshare drivers can fall into perilous coverage gaps. Our specialized policies fill these gaps to ensure unforeseen incidents don’t drain a driver’s finances.

Reach out to Guy Hurley McNeil Today

At Guy Hurley McNeil, we strive to understand individual circumstances to provide options tailored to each driver’s unique situation. Our goal is to equip drivers with the specialized protection and confidence they need. Drivers in Rochester Hills, MI, and neighboring areas can trust our team to tackle specific complexities of Uber and Lyft coverage requirements. Contact us today to stay focused on the road without worry.

Insuring Teenagers

Insuring teenagers can seem daunting in light of teaching and training young drivers to take the wheel for the first time. It’s essential to contact your Guy Hurley McNeil insurance representative once your child has obtained their learner’s permit to ensure they are covered while they learn. 

Motorists in Rochester Hills, MI are required to carry PIP or personal injury protection because Michigan is a no-fault state. This means that drivers are required to purchase insurance that covers their own medical expenses in the event of an accident, regardless of who caused the collision. 

Residual bodily injury protection is also mandated by law, with minimum limits set to $250,000 per person hurt or killed or $500,000 per wreck. Property damage liability is another indemnification required by law to protect out-of-state drivers, and $10,000 in coverage must be obtained. These insurances will pay for any medical costs and property damage that exceed the driver’s insurance caps. 

A driver’s education course may teach them safe driving habits and reduce their premiums. Encourage them to pay attention to the road by discouraging cell phone use while on the road by setting limits. 

You may further reduce insurance costs by bundling your homeowners and automobile policies. Usually, you can add a teen to your existing policy or procure one of their own. Teens may receive discounts for maintaining a particular grade point average.

Guy Hurley McNeil Can Help 

We specialize in tailoring insurance packages to your needs, including insuring all your eligible family members. Contact us with any questions, and we invite you to stop by our office to discuss your situation today. We serve those living in and near Rochester Hills, MI. 

3 Reasons to Surround Your Pool with a Privacy Fence

Having a swimming pool is a great way for your family to stay cool during the hot summer days. In Rochester Hills, MI, the agents of Guy Hurley McNeil offer the customers tips on how to protect their property and family. If you have a swimming pool, it’s important to have a privacy fence that keeps unwanted guests out of your yard and away from your pool.

Safety Reasons

One of the most common problems homeowners face is keeping unwanted guests out of their swimming pools. A privacy fence will keep wild animals, pets, and neighbors out of your pool and off of your private property.


A well-built privacy fence keeps your backyard and personal living area out of sight from neighbors and others who drive through your neighborhood. Many people install privacy fences simply for the fact that it gives them a sense of security away from prying eyes.

Improves Curb Appeal

A privacy fence surrounds your property, protecting your family and improving your home’s curb appeal. By concealing the back portion of your property, you can create an image of an uncluttered and well-kept home. Even though your property is well-maintained, a solid privacy fence adds a touch of elegance to your property.

The agents at Guy Hurley McNeil make themselves available to the residents they serve who live in and around Rochester Hills, MI. We look forward to providing each customer with the type of policies they need to protect their homes and family. If you are interested in learning more and would like to set up a consultation, call and speak to one of our agents at your earliest convenience!!