Serving the Rochester Hills, MI area, the agents at the Guy Hurley McNeil insurance agency want you to learn about the different coverage options available for you to choose from when it comes to home insurance.
Your house may very well be the most significant investment you will ever make, so you will want to protect it with an adequate amount of home insurance.
What Does Home Insurance Cover?
Home insurance is designed to cover the structure of your home. This means if it is damaged by vandalism, a fire, or even a natural disaster, your home insurance policy will help you repair or rebuild your house. It can also help you pay for alternate housing while your home is being repaired. It will also help you to purchase new clothing, appliances, personal belongings, furniture, and other things that may have been damaged inside your home.
Home insurance can also cover any outbuildings on your property, including decks and garages. It will also help you replace stolen items if your home is burglarized.
If you have a mortgage loan that you are paying on that you used to purchase your house, there is an excellent chance that your lender already requires you to have an adequate amount of home insurance in place. Even if you do not owe money for your home, having a home insurance policy is an excellent idea because you never know when disaster will strike.
Contact Guy Hurley McNeil
The home insurance agents at Guy Hurley McNeil serving the Rochester Hills, MI area are here to serve you and all of your insurance needs. Call today to get your home insurance policy started!