Homeowner’s insurance should provide various benefits for Michigan homeowners but is often heavily debated and under constant examination. That’s why we at Guy Hurley McNeil have taken a few moments to examine the potential for reforms and how, if they do come, they will help homeowners who feel like their policies are not good enough for the money that they pay for them.
Are Reforms on the Horizon?
In Rochester Hills, MI, home insurance is often dictated by many different factors. However, many in the state have struggled against options like no-fault (which is most commonly an auto insurance factor) and other unique problems that impact how insurance is priced and how policies are decided. As a result, the state’s lawmakers are often heavily debating different reforms that they may pass.
Unfortunately, the state’s uniquely balanced nature between Republicans and Democrats means that few laws ever get passed that benefit the average person. When the Republican-majority House or Senate passes a bill, a Democrat governor may veto it or vice versa. These issues impact homeowners and make it more difficult for them to get the insurance protection they deserve.
How Reforms Would Help
Home insurance reforms could help cut back on expensive costs and expand what these policies cover. Many lawmakers are pushing for such changes throughout the state, hoping to make it simpler for low-income homeowners to find policies that meet their needs without costing too much money.
So if you live in Rochester Hills, MI, and need high-quality home insurance, please contact us at Guy Hurley McNeil right away to learn more. We keep track of all of the different laws in the state and seek to ensure that you get the best policies. Our team is skilled at streamlining your insurance situation and ensuring that you are fully covered in a way that others may not provide for you.