Michigan homes are subject to a wide range of weather events that can cause serious home damage. Your standard home insurance policy will be sufficient in providing you with basic coverage for most events. Still, optimizing your home insurance by utilizing the right add-ons can give you the peace of mind you deserve, knowing that you’re covered in any kind of major weather event or development stemming from said events. Here are some of the Michigan home risks that demand add-ons, and how you can get comprehensive coverage by shopping policies with us at Guy Hurley McNeil, serving Rochester Hills, MI, and surrounding areas.
Michigan Home Risks That Demand Add-ons
Michigan homeowners face several risks that may not be covered under their standard home insurance policy, including:
- Flooding: Flooding is a risk that’s never covered by standard home insurance policies. Flood insurance will give you the ability to navigate these events, not just traditional storms and snow.
- Ice Dams: Ice dams can form during Michigan winters, leading to water damage in the home. You can get specific coverage for this event to protect your abode.
- Sewer and Sump Pump Damage: The sewer and sump pump can be subject to damage during extreme weather. This type of add-on covers both in case they become backed up.
- Other Appliance Damage or Malfunction: Are you worried about your HVAC system or furnace failing during the winter? This add-on ensures you have the coverage you need to cover these issues when they arise during the worst time of the year (or throughout other parts of the year).
Go the Extra Mile for Your Home With Guy Hurley McNeil
Guy Hurley McNeil is your partner in finding insurance with ease, serving the Rochester Hills, MI, area and beyond. Compare quotes with us today to get started on your home insurance journey.
