When you are looking to obtain a new home insurance policy, the insurance company may ask several questions. When asked some of these questions, you may immediately understand why the insurance company is asking. However, there are other questions that you may be asked, and you may not understand why. At Guy Hurley McNeil, serving the Rochester Hills, MI area, one of our customers asked why their home insurance provider is asking how far away the nearest fire hydrant is from their home. Read along as we explain why an insurance company would be asking you, the homeowner, this question.
How Far Away Is the Nearest Fire Hydrant?
While it may seem like a strange question, your home insurance company is asking how far away the nearest fire hydrant is to determine how quickly a fire department can start to douse your home if a fire happens. The closer you are to a hydrant, the faster firefighters can begin to put out the fire. This may minimize or limit the spread of the fire and, thus, limit or reduce the damage that the fire does to your home.
A home insurance company may ask specific questions to determine how much risk they are taking when insuring you. If you are in the market for a new home insurance policy in the greater Rochester Hills, MI area, Guy Hurley McNeil would love to help you get the insurance you need. We can also help answer any questions the insurance company may ask you. Reach out to us now to get started.