What You Need to Know About Teen Insurance
When you have a licensed teen ready to take to the highways in Rochester Hills, MI, you want to know that they have the appropriate auto insurance coverage required by the state. This is especially important when you are planning to add a teen to your insurance policy. Let us be your helping hand with the information you need when you contact us at Guy Hurley McNeil.
Michigan Requirements for Licensed Teen Drivers and You
The state of Michigan has clear requirements regarding teen drivers that are easy to follow. At the top of the list is an immediate notification to your insurance agent that your teen has acquired their official driver’s license. While your teen has a learner’s permit, these steps are not required but they do become mandatory once a state license is attained.
The information you’ll need to provide includes the full name of the teen being added to your policy along with their date of birth. You will also need to provide the teen’s driver’s license number.
You will also need to inform your agent about the vehicle the teen will have access to.
Things to Consider
While your policy’s premiums may increase due to the addition of a teen driver, it is generally less expensive if you choose to get a separate policy for their coverage.
If there are any applicable discounts available, such as if the teen took a driver’s education course, our agent will let you know.
If you don’t follow the required steps and fail to have your teen insured, and an accident occurs, you may be faced with a lawsuit.
Contact Us
At Guy Hurley McNeil, we want to ensure your teen is properly insured before getting behind the wheel and driving in Rochester Hills, MI. Give us a call today, so your teen can drive legally, and you can be stress-free.
